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Whether it’s a new car or a used car, most consumers rely on car loan financing. While the new car often offers financing via the dealer because it offers the best conditions for new cars, it does not really matter which bank leases the used car loan.
Basically, the conditions are always worse for the car banks for used cars, as for new cars, because the interest is not subsidized by the manufacturer. That is, a customer will never get a used car loan as cheap as a new car loan when he completes it at the dealer.
Make a loan comparison
If you buy yourself as a used car, you should first look for the car of your choice and then find the right financing for this vehicle. Dealers are not only working with the car manufacturers of their manufacturers, who offer used car financing, but also with other independent auto financiers.
In addition, it can be clever to look at the Internet for financing options and to take out the loan itself. Cash payers also have a good chance of getting used cars a high discount on the vehicle price.
Often, the dealer also comes by the fact that he takes the old car cheap in payment. If the old car is still funded, it should be replaced first. Then the price can be counted as down payment and the loan.
The final installment of used cars
Even for used cars is offered at the dealer so popular with consumers final installment financing. However, certain conditions are attached to the initial registration date, as well as to the duration.
This way of financing used cars is suitable for people who prefer a particularly low rate, because the used for example for the junior is purchased.
If the used one only costs a few thousand euros, a small loan, which is accepted on favorable terms, may also be suitable.